Commercial Receivables Recovery Partner  ·  B2B Aging Receivables  ·  Cash Flow Stabilization
Commercial Receivables Recovery

"How much is sitting past 60 days
on your aging report right now?"

If the number makes you uncomfortable, we should talk. PCS identifies and recovers stalled B2B receivables — systematically, and without damaging your client relationships.

$100M+
Recovered across career
35%
Average DSO reduction
$11M
Single engagement impact
20+ yrs
B2B AR expertise
Who we support

Built for B2B companies with complex receivables environments

PCS works primarily with organizations generating $1M–$20M in annual revenue that manage commercial B2B receivables.

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Logistics & Transportation
📦
Wholesale Distribution
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Commercial Construction Subcontractors
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B2B Professional Services
Ideal engagement profile

Is PCS the right partner for your organization?

"Most organizations don't have a revenue problem. They have a collections problem. The money is owed. It's just not moving."

— Kellie, Predictable Cash Systems
Where cash flow breaks down

Common receivables breakdowns we resolve

These are organizational problems — and they require a different kind of intervention.

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Invoices aging 60–120+ days

The work is complete. The invoice is sent. Weeks pass while the balance sits on the aging report and operating expenses continue.

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Disputes no one will own

Sales protects the relationship. Operations steps back. AR lacks escalation authority. The invoice sits in limbo.

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Customers paying outside terms

Net 30 becomes net 60. Without a disciplined collections cadence, slow payers become slower — and write-offs become probable.

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No dedicated collections ownership

Without a senior owner driving the process, receivables stagnate — and the exposure compounds every billing cycle.

Recovery probability

Receivables recovery becomes increasingly difficult over time

Commercial receivables unresolved beyond 90 days become significantly harder to recover without structured intervention.

Age
Recovery Outlook
Risk Level
30 Days
Strong Recovery Outlook
Low Risk
60 Days
Declining Recovery Probability
Moderate Risk
90 Days
High Recovery Risk
Elevated Risk
120+ Days
Severe Write-Off Exposure
Critical

Delayed escalation often increases write-off exposure, dispute complexity, customer disengagement, and cash flow instability. Structured intervention at 60 days consistently produces better outcomes than action taken at 90 or beyond.

The cost of inaction

A stalled aging balance rarely remains only a collections issue

Beyond delayed cash flow, unresolved receivables often create compounding operational and financial risk across the organization.

  • Increased write-off exposure
  • Operational drag on finance and leadership teams
  • Forecasting instability
  • Strained customer relationships
  • Working capital pressure

PCS engagements are designed to stabilize receivables before those risks compound further.

"Every week of inaction on a 90-day receivable is a week closer to a write-off. The intervention cost is almost never larger than the recovery opportunity."

PCS is not a traditional collections agency

We do not use aggressive tactics, automated dialers, or transactional recovery methods. PCS operates as a commercial receivables recovery partner — combining strategic collections oversight, dispute resolution, and operational recovery expertise to improve cash flow while preserving customer relationships.

Engagement models

Two ways to engage PCS

Senior-level commercial AR expertise without the overhead of a full-time hire.

Fractional Collections Management

$2,000/month
3-Month Minimum Engagement

Ongoing collections management designed to stabilize receivables performance, improve collections consistency, and prevent aging balances from escalating.

What's included
  • Weekly aging review and collections cadence management
  • Customer payment follow-up and account monitoring
  • Dispute coordination and escalation support
  • Collections process gap identification and remediation
  • Receivables stabilization and process improvement
  • Monthly reporting and trend analysis
PCS manages the collections function. Not positioned as an outsourced AR department.
Contact PCS
Track record

20 years of commercial AR expertise.

$100M+

Recovered across a 20-year career

High-stakes B2B AR work across logistics, manufacturing, technology, and professional services.

35%

Average DSO reduction

Through billing process improvements, collections cadence, and organizational accountability — measurable improvement within 60–90 days.

$11M

Single engagement total impact

$3.5M recovered, $2.5M accelerated, and $5M in retained future business — from one strategic AR intervention.

Expert

Commercial dispute resolution

Knowing when to push, when to hold the line, and how to recover what's owed without damaging the client relationship.

How it works

Three Steps to Work with PCS

1

Initial Conversation

We begin with a brief discussion to understand your receivables challenges, aging exposure, and recovery goals.

2

Engagement Recommendation

PCS determines whether a Commercial Recovery Engagement or Fractional Collections Management engagement is the best fit for your organization.

3

Launch & Execution

After onboarding requirements are complete, PCS begins recovery or stabilization efforts. Most engagements launch within five business days.

Contact PCS to Get Started